Archive of posts filed under the Asset Classes category.

Strategic Asset Allocation & Rebalancing: Back bone of your Portfolio-Part-2.

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In may last article on Asset Allocation, I had discussed how Asset Allocation and Rebalancing of portfolio is done at periodic frequency.Now in this article I have given a back testing of the same for a period of 31/12/2006 to 31/12/2014. Let us see below, how Asset allocation and rebalancing actually works and help investors …

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Asset Allocation: Backbone of your Portfolio.

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In my earlier article on Risk profiling I had explained about what is Risk Profiling and how to do it? Now this article is an Effort to explain what is Asset Allocation and how it helps you. Asset  Allocation is the process of dividing your investments among different  assets classes , such as Equity, bonds, real estate, commodities and …

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What is Risk Profiling and why you must do it?

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Normally I have seen that when it comes to investing in different asset classes, every investor is confused about how much should I invest in asset classes like Equity where the risk is high and how much should I invest in asset classes like Bonds where the risk level is low and most of the …

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Doing no Mistakes is Equivalent to doing Great Job in Personal Finance.

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Avoid mistakes and have a great financial life:  As a financial planner I meet many investors and try to understand what they are trying to do. I have realized one thing very clearly that investors don’t have sufficient knowledge of personal finance and in an effort to generate maximum returns they keep trying new things …

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Financial Planning from Doctor’s Perspective

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In my last article in September-2014 IMA Vadodara Monthly Bulletin, I had discussed about Life stages in the life of a doctor.  While working with my doctor clients I have realized that doctors are highly organized people and they plan everything including their leisure trips but they are highly unorganized in their financial affairs and …

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When should you invest in Equity or withdraw from Equity, considering PE Ratio?

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In my last article I had explained what is a stock Index ? How it is constructed ? and Why it goes Up or Down?, the objective of writing that article was to explain construction and functioning of stock indices and also to explain that  over a long run, stock indices can grow to any …

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What is a Stock Index?, How it is constructed? & Why It moves up or down?

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In last few months, I have been hearing investors saying that markets are at peak so it cannot go up now, actually investors are not able to understand “what is a stock Index?” how it is constructed and how it moves up or down? I will try to explain you these basic aspects of stock …

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Non-Convertible Debentures (NCD) :How it works in India?

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In our earlier article, we had discussed about what Equity is and why share prices move up and down? It is now understood that company offer equity shares to raise funds for the business. But issuing shares leads to dilution of ownership of the company. But in case if the company does not want to …

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Direct Equity Shares or Equity Mutual Funds-What is better for you?

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In my last article on What is Equity? and Why stock prices move up and down? I had discussed in detail about Why equity is an important asset class? and why share prices move up and down over long term and short term? Now the other question that investors have about equity is whether they …

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