Good Debt v/s Bad Debt:How to understand the difference?

Most of us have taken Loans in our lives for one or other objectives but When I speak with people on whether one should borrow or not and whether debt is good or bad, I find that most of people are on either extremes, some believe that one should always borrow money for their needs …

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Legal Structure of Mutual Funds in India.

In my last article “ All about Mutual Funds. Advantages & Disadvantages of Mutual funds”,I had discussed about basics as well as advantages and disadvantages of Mutual funds. Mutual Funds are very strong and stable vehicle for investing in different asset classes. Most of the investors whether they are investing in Mutual Funds or not, …

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Falling Equity Markets : What should you do?

With the sharp fall in the markets in last few days, once again stock markets are talk of the town.  Investors are discussing the reasons for fall and trying to find answers of two questions. First,  what was the exact cause of this sharp fall in the stock market? And second is how much will …

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How to approach Banking Ombudsman to resolve your complaints against Bank?

In my last post I had discussed about “How Insurance Ombudsman can help you in resolving your complaints against Insurance companies?”, now in this post I am discussing on How Banking Ombudsman can help you in resolving your complaints against Banks. We Indians were originally dealing more with cash and used to keep high amount …

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How to fight denied Insurance Claims with the help of Insurance Ombudsman?

Generally whenever insurance claims whether it is life insurance claims or Non life insurance claims are rejected, policy holders directly approach a lawyer and file case at consumer court. What happens is, filling a case in the court is very costly affair because lawyer will charge you his fees as well as expenses for fighting …

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HUF-Part-3 Legal Aspects & Disadvantages of HUF

In my first article on HUF & Tax Planning which was published on 4th June, 2015 I had discussed ” What is HUF? & How to create HUF?“ and in my second article on HUF & Tax Planning which was published on 19th June, 2015 I had discussed “How to reduce Tax Liability using HUF?“. …

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HUF – Part-2 How to Reduce your Tax Liability using HUF?

In my last article we had discussed “What is HUF & How to create HUF?” In this article we will be discussing How to reduce your Tax Liability using HUF as a separate entity in the eyes of Income Tax Act. ♦ Separate Legal entity:  HUF is a separate legal entity in the eyes of Income Tax …

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Investment, Speculation and Gambling: How are they different?

Your approach determines whether you are investor, speculator or Gambler? Most of the people who are participating in different asset classes like Equities, Commodities , Real estate or other asset classes don’t understand whether they are actually investor, speculator or gambler. It is very important to understand your own behavior as an investor because that …

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